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Gifts and Grants can be considered towards borrowers funds on certain 3% down conventional loans
Yes, you read that right. I just got an email today from a leading mortgage insurance company that is willing to underwrite this loan. You will need at 740 or better score. But, what an opportunity. In many ways, this is like FHA, but with a little higher credit threshold. The KEY difference, besides credit score, is the lack of an upfront MI (mortgage insurance) premium and as well as a smaller... [Read more]
Purchase 80/10/10 and 80/5/15 STILL exists
As of this post, the 80/10/10 and 80/5/15 can still be done. While underwriting has allowed it, it has been very difficult to find a second mortgage product that would write a 5 or 10% second mortgage. Well, after many phone calls, we have sourced two lenders who at this time are willing to offer the second mortgage. One is a bank and the other is a credit union. As with EVERY program, the rules... [Read more]
What Is Your Home Worth Today?
I found a cool resource at http://www.FHFA.gov. If you go there, in the middle of the page you will find something called the Home Price Calculator. You input your home purchase information in terms of State, quarter in which you purchased and the quarter in which you’d like to get the valuation. Next, you hit calculate, and it will show you a chart. While it isn’t specific to YOUR... [Read more]
Did you know-Current & Future Housing Data
Watch this video-then call me to help you buy or sell a new home or investment property. Powered By WP Footer Read More →
8 Tips For Finding Your New Home
A solid game plan can help you narrow your homebuying search to find the best home for you. House hunting is just like any other shopping expedition. If you identify exactly what you want and do some research, you’ll zoom in on the home you want at the best price. These eight tips will guide you through a smart homebuying process. 1. Know thyself Understand the type of home that suits your personality.... [Read more]
4 Tips to Determine How Much Mortgage You Can Afford
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Here are six surefire ways you can get your finances in order before you buy a home. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget. Instead of just taking... [Read more]
Minnesota Foreclosure comparison report
A very interesting year over year foreclosure report was just released. It takes the MN foreclosure crisis and breaks down the data into micro data. It is definitely worth looking at if you want to identify trends and opportunities. http://www.hocmn.org/Stock/Editor/file/REPORTS/2010_YrEnd_ForeclosureCount/2010_Annual_ForeclosuresInMN.pdf Powered By WP Footer Read More →
Two Special Twin Cities Home Buying Programs
One program is called FPP-Foreclosure Partnership Program, and the other is NSP2 Homebuyer Assistance Program. Both programs offer incentive money for a purchase. I can use these financing programs with one of our mortgage investors. Consider checking them out to see if they’d work for you. HennipenCounty-Non-forclosedHomes-overview HennipenCounty-Nsp2-overview Powered By WP Footer Read More →
You CAN do an FHA short sale
HUD recently issued guidance on this issue. IF you have an FHA loan, call me and we can work through the discussion of whether or not you may qualify for a short sale. See the HUD letter below. Powered By WP Footer Read More →
HAFA Update-More Beneficial
Apparently the OLD HAFA wasn’t as successful as hoped. Yet, the program had some great attributes. They’ve just tweaked it, and are about to roll out a new improved version. See the sheet between for a comparison. The ability to pay the second lien holder a larger amount to make a settlement is what I feel will allow more HAFA short sales to close. Powered By WP Footer Read More →
Rebuilding Credit To Get A Mortgage
Often, especially in this market due to the recession, we find potential home buyers who have had a life event or “bump in the road” that affects their ability to obtain a new loan. If you want to buy a home, you will have to have a certain number of reporting trade lines and for certain length of time. MOST mortgage programs require 3-5 trade lines and a minimum of two years of reporting.... [Read more]
Projected Loss Severity Of A Foreclosure-both 2010 & 2011
Short sales are probably going to be the loss mitigation method of choice. When you look at the loss severity of a foreclosure, you can see why some other method might be preferable. Look at the Fitch ratings report here and see for yourself. This may be useful information when negotiating with the banks and servicer. Powered By WP Footer Read More →
Buying Rental Property In The Twin Cities
Have you ever wanted to own rental property, but were unsure where to start? I teach a class on the topic. I’ve decided to make the outline into a PPT. I cover the information in my class in much more depth and breadth, but this will give you a lot of useful information. If you are interested in discussing purchasing a rental property as an investment, just give me a call and we can set... [Read more]
Mortgage Insurance May Still Be Deductible For Some Buyers
Yipee-It looks like mortgage insurance will remain deductible for some home buyers. When we look buying a home, you need to consider all aspects. One main one is mortgage financing. There are ways around mortgage insurance by doing split loans-like and 80/10/10 for example or LPMI-which stands for lender paid mortgage insurance-which means the interest rate is higher. Rather than confuse the matter... [Read more]
Is There An Opportunity Right In Front Of YOU
I just watched an amazing video which I’ve posted below called the Money Tree. There are so many different interpretations. One that struck me was that people are oblivious to opportunity that is right in front of them. How many of us are looking for something that we already have or is within our reach? How many people are NOT buying real estate today when they could be looking at this... [Read more]
December Is The Time To Reflect
Are each of us doing all we can to make the world a better place? Many of us have our favorite charity and organizations we support. RE/MAX is a very large sponsor of Children’s Miracle Network. Many people don’t realize how much has been given. Each time I sell a home, I automatically donate a portion of my commission to this organization. Other RE/MAX agents like myself contribute... [Read more]
Short Sales Are Today’s Investor Opportunity
Short sales can be win win transactions for everyone. Take a look at the video and give me a call to get started. Powered By WP Footer Read More →
Getting Ready to Sell Your House
While most experts see little good news in 2011’s housing market, economic downturn is no reason to neglect maintenance on a home or lose sight of future plans to relocate. The critical issue is planning intelligently for what spending you do now to make sure it’s worth your money later. And even if your plan to sell your property is more than a year away, it’s not a bad idea to get your finances... [Read more]
HUD Has A YouTube Channel-Here Is There Vid On Buying A Home
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Google lets you create cool templated websites
Just an idea for anyone who wants to set up something quick and easy: https://www.google.com/accounts/ServiceLogin?continue=http%3A%2F%2Fsites.google.com%2F&followup=http%3A%2F%2Fsites.google.com%2F&service=jotspot&passive=true&ul=1 Powered By WP Footer Read More →
Can Home Ownership Contribute To Your Wealth?
Based on the implosion of equity in the past few years, one begins to wonder. At the same time, if you look back from a historical perspective, home ownership and home equity have contributed to the net worth of many. Recently, there was a study/survey done by the Federal Reserve. NAR presents and interprets the results http://www.realtor.org/research/economists_outlook/didyouknow/dyk111610dh ... [Read more]
Minnesota Foreclosure And Distressed Home Fact Sheets PLUS Twin Cities First Time Buyer Special Programs
I have mentioned it before, but I really am impressed with the Minnesota Home Ownership Center. I frequently get calls from people who need to find information about how best to deal with a distressed real estate situation. You must visit their website and bookmark it for future reference. Here are just some of the links you need to look at: Foreclosure & distressed property fact sheets http://hocmn.org/en/fp-factsheets.cfm Counseling... [Read more]
What Does The Foreclosure Moratorium Mean To A Distressed Homeowner?
Check out the PDF and share with your friends/family who might need this information. Powered By WP Footer Read More →
Minnesota First Time Home Buyer Tips
A buyer in Minnesota, and specifically the Twin Cities area-Minneapolis/St Paul, should consider visiting the board of Realtors site at http://www.MplsRealtor.com On the tab regarding market activity, they will be able to click through and find out aggregated information that is compiled into city specific reports. For example, Minneapolis real estate will be broken down into the various areas of... [Read more]
Top Seven Tips For Home Buyers
Recently I was asked to create a list of top tips. Here is my list. I have been selling homes for over 25 years. I hope these help you make better choices and improve your real estate making decisions. 1) Before you begin to search for a home, always get prequalified FIRST. Seek out an experienced mortgage broker to arrange your financing. Even if you think you want to use a large bank, at least see... [Read more]
The Difference Between Judicial And Non-Judicial Foreclosures
The MBA has a great publication on this topic: http://www.mortgagebankers.org/files/ResourceCenter/ForeclosureProcess/JudicialVersusNon-JudicialForeclosure.pdf The Minnesota Home Ownership center has info as well http://www.Hocmn.org Powered By WP Footer Read More →
Foreclosure resource page
While this is primarily for the industry, it is helpful for consumers as well. http://www.mortgagebankers.org/IndustryResources/ResourceCenters/ForeclosureProcess Powered By WP Footer Read More →
Possible Effects From The Foreclosure Halt
By Rob Minton & John Mazzara In case you’ve somehow missed it, many of the largest U.S. mortgage servicing companies have halted foreclosures. Ally Financial’s GMAC Mortgage, Bank of America, JP Morgan and PNC have stopped foreclosures in many states – BOA has, in fact, put a moratorium on foreclosures in all 50 states. Pressing the pause button on foreclosures came as the result of ... [Read more]
Monitor Foreclosure Fraud From Around The Country
Have you heard of the “think big work small” guys? Unless you are in the mortgage or real estate industry, you may not know who they are. In a nutshell, they are awesome. They produce a 5 minute daily video synopsis of what’s happening in our industries. Today’s video referenced a new site called http://www.4closurefraud.org I went there to take a look. It is... [Read more]
Lenders Are Halting Foreclosures-Temporarily
Not all lenders, but a few of the largest-including Bank Of America- have recently suspended foreclosures in all 50 states. What will be the outcome and when will they move forward again with the process? It is all an unknown at this time. What we do know, is that they may not have processed the paperwork properly. Now, it appears they will be reviewing everything twice before they go forward.... [Read more]
Here’s What The Federal Reserve Has To Say
There is an interesting report from the Federal Reserve entitled REO and Vacant Properties http://www.bos.frb.org/commdev/REO-and-vacant-properties/REO-and-vacant-properties.pdf You can read/download the report at this link. Powered By WP Footer Read More →
Data.gov – A Cool Site With Lots Of Great Info
http://www.Data.gov I just found this site and wanted to share it. It has a ton of info and reports. If you have a project or just an “inquiring mind”, this is sure to be a hit. Check it out and get the data you need. Powered By WP Footer Read More →
Homepath.com is Fannie’s Foreclosure Portal
Fannie Mae posts their foreclosured properties with a Realtor of their choice and also on http://www.HomePath.com. What is cool about a Homepath property is that many times they will qualify for Homepath loans (requiring only 3% down) and no appraisal. They also have a homepath Renovation loan. There is a program called FirstLook, which allows certain selected developers and non profits to purchase... [Read more]
Timeline For Foreclosure – All 50 States
By John C Hanlin The #1 thing that most real estate investors and homeowners facing foreclosure want to know is: “what is the timeline for foreclosure?” In other words: “how long does it take?” The answer is that the mortgage foreclosure process and timeline varies from state to state. This article provides the information and resources that you will need to find out the foreclosure... [Read more]
Foreclosure Victims Helping Foreclosure Victims
By Nick Adama A number of the homeowners that we talk to everyday are motivated by two main goals. The first, obviously, is to save their home from foreclosure, avoid potential scams, and get their financial lives back to normal. Teaching homeowners how to do each of these is the main purpose of our website, which encourages every foreclosure victim to gain the foreclosure information necessary to... [Read more]
Check Out Energy Rebates
EnergyStar.gov – Check Out Energy Rebates This is a government site that offers lots of energy saving tips as well as explains what energy saving grants or credits might be available. Powered By WP Footer Read More →
Foreclosure Trends Newsletter
Here is the latest issue of my foreclosure trends newsletter. As you can see, the trend is not our friend, in the sense that the housing market has not recovered. Until jobs come back and people are employed and feel safe in their employment, they will tend to avoid making a committment. ForeclosureTrends.pdf Powered By WP Footer Read More →
Foreclosed Property Coupon-10% off
When you buy a foreclosed with me as your agent, I will be happy to sign you up for a coupon from Lowes. It entitles you to 10% off, up to a predetermined purchase amount. Currently I believe it 10% off of up to a $10,000 purchase. Of course, this amount and the coupon’s terms and conditions are subject to change by Lowes at anytime. Besides Lowes, RE/MAX has exclusive deals with Cambria... [Read more]
Twin Cities Foreclosure Trends-From our MLS & Realty Trac
Besides the board of realtor sites: http://theThing.mplsrealtor.com and market data posted elsewhere at http://www.MplsRealtor.com I have a subscription to Realty Trac. My subscription gives me additional data about foreclosures and trends within certain zip codes. This is in addition to my daily subscription to Finance & Commerce (a business newspaper that prints all the foreclosure information... [Read more]
Real Estate Information
These are a couple of my newsletters that have a ton of valuable information. Go check them out. Foreclosure Market Trends Newsletter http://www.realtytrac.com/MarketTrends/NewsLetter.aspx?guid=131bd355-1b69-4bd1-99cd-2f0c9a936810 Real Estate Cyber Space Tips http://www.REcyber.com/cybertips/r11627 Powered By WP Footer Read More →
Real Estate Information
These are a couple of my newsletters that have a ton of valuable information. Go check them out. Foreclosure Market Trends Newsletter http://www.realtytrac.com/MarketTrends/NewsLetter.aspx?guid=131bd355-1b69-4bd1-99cd-2f0c9a936810 Real Estate Cyber Space Tips http://www.REcyber.com/cybertips/r11627 Powered By WP Footer Read More →
Understanding HAFA-What Is It & How It Works
This explains what the HAFA is and how it might work for you. This might work for people that are in distress and would like to try and avoid a foreclosure. Here is a link for additional information http://www.CDPE.com/hafa I work with homeowners who need help at this difficult time-let me know what I can do for you. Powered By WP Footer Read More →
Owner Financing – The Foreclosure Process
By Craig Meriwether One of the great parts of the owner finance home sale is the opportunity to work with the buyer in the case of financial problems. By creating a solution that works for both parties a home owner is more than likely to stay in the house and the loan holder will continue to receive monthly payments. If a solution cannot be created then unfortunately foreclosure might be the only option... [Read more]
Outstanding Video-An Inspiration To All-Be The Best You Can Be!
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Twin Cities Home buyer book
Thinking about buying a home but don’t know where to start? Why not start by reading the home buyer hand book that we have provided below. It is a great place to start to get the information you need. When you’re ready, we would love to help you find and finance a new home. MN Home buyers handbook View more documents from John Mazzara. Powered By WP Footer Read More →
The Short Sale Process For A Seller
This ppt. will explain the basics involved in a short sale. Today, lenders are starting to put in place systems that will make the short sale process work smoother. This presentation covers what is generally involved. The short sale View more presentations from John Mazzara. Powered By WP Footer Read More →
How A FEW Are Profiting HUGELY From A Government Sweetheart Deal
If you haven’t been getting much success with a modification and wonder why-maybe this video will help explain things. As an agent who works really hard to keep people in their homes FIRST, I found this very upsetting. I can tell you many many people who would have stayed in their homes, albeit at a reduced payment if they had some payment relief. Instead, lenders foreclosed or forced a... [Read more]
What Happens When They Come For YOU
While this posts title is just a play on the TV show COPS, it is possible that if you sell a home short or have a foreclosure that results in a loss, that the lender could pursue a deficiency judgement. In MN, they are doing this more often. The LAST thing I am giving anyone is tax or legal advice. Just be aware of the fact in MN, lenders can choose how they foreclosure. A judicial foreclosure... [Read more]
Items Necessary to Submit a Short Sale Package
Just because you owe more than your home is worth does not mean that you will be eligible to do a short sale. The key is being able to show that you qualify based on a acceptable hardship. The lender needs you to explain your situation in a hardship letter. With that, there are items they will need. These items include the following: A financial statement showing what your current assets... [Read more]
Minnesota Deficiency Judgements Due To Mortgage Defaults Appear To Be Increasing!! Be Careful!
I recently read an article about the banks pursuing judgements after a short sale or foreclosure. The Minnesota home ownership center is FANTASTIC. They have lots of great information. Here is the link to their article: Minnesota Home Ownership Center: Sued – After A Foreclosure Powered By WP Footer Read More →
Open Source Documents-Unbelievable Resources-Find YOUR topic of Interest
If you’ve never visited http://www.Archive.org, you are missing a wonderful site. From this site, you will find many resources that are out of copyright and you can download and use them as you wish. You will find all the classics and some fun things as well. Just for fun, I have the download of a book called “Little Gardens” which is a book about setting up a garden on a city... [Read more]
FHA Loss Mitigation Options For Those With FHA Loans
Here is the latest FHA Mortgagee letter that explains what options are available for people in default with their FHA mortgage. There are options, you need to explore them if you are in danger of losing your home. FHA Loss Mitigation Powered By WP Footer Read More →
Sell Your Home Faster-Learn The Home Selling Secrets Of Successful Sellers
Here is a special report that outlines over 450 ideas on how to sell your home faster. This report is just one of the many home buyer, home seller, and investor reports that I can make available to you. Read this report and call me to arrange a time to see how I can help. Download Now Powered By WP Footer Read More →
Homeowners Assistance Program-Department Of Defense
http://hap.usace.army.mil/ Look at this-From the website: The Department of Defense (DOD) is proud to offer the Homeowners Assistance Program (HAP) to eligible service members and federal civilian, including non-appropriated fund, employees. The program is authorized by law, and administered by the US Army Corps of Engineers (USACE) to assist eligible homeowners who face financial loss when selling... [Read more]
Why Flip Houses
There are many great questions to ask when it comes to real estate investing and one of the many that you should consider if you are thinking of flipping houses for your real estate investment is: why? Why flip houses? It certainly seems as though it’s a great deal of work and it is. It isn’t an easy task to take upon your own shoulders and yet many people around the world purchase houses... [Read more]
The Risks of Flipping Houses
Real estate investing is a field in which millionaires are made and lost on an almost daily basis. Most of the wealthiest investors in the world will agree that real estate is by far one of the most profitable fields in which you could invest. It also carries some of the biggest risks when it comes to investing at the same time. Real estate investments are large investments for the most part so when... [Read more]
Risks of Real Estate Investing
All good things carry with them some degree of risk. The same holds true with real estate investing. Despite the promise of high rewards you should temper those ambitions with the reality that the risks involved are more often than not just as high as the potential rewards. For this reason you need to take every possible precaution in order to insure that you minimize your exposure to risk whenever... [Read more]
Rental Ownership Woes
While real estate investing is a great line of business to get into in order to make copious piles of money there are a few things to consider before jumping into the fray. This is particularly true if you are considering going the route of a rental property owner. There are all kinds of reasons that this is a good solid investment for most that are interested in investing in the real estate business... [Read more]
Real Estate Investing-Everything You Need To Know!
I came across this e-book and I wanted to share it with you. I thought the information was useful, the rolodex link in the back of the book with investor resources was incredible. I think you will enjoy it-it is a pretty light read. If you get all fired up and want to start looking for property, just give me a call. Powered By WP Footer Read More →
Making Home Affordable
Recently the government published an update to what had come out earlier in the year. This new report shows what is being done to help homeowners sell their home or make an arrangement with their lender. Download the report at this link. This should make the process of coming up with a solution that much easier, now that they have defined the guidelines better. http://www.treas.gov/press/releases/docs/05142009FactSheet-MakingHomesAffordable.pdf ... [Read more]
Introduction of Home Affordable Foreclosure Alternatives – Short Sale and Deed-in-Lieu of Foreclosure
This is FANTASTIC NEWS!!! FINALLY, they are establishing minimum requirements on resolving the short sale procedural process. Here is the link to the government news release: https://www.hmpadmin.com/portal/docs/hamp_servicer/sd0909.pdf Short Sales have been difficult to close, and these new measures are a huge step in the right direction. One major highlight: A lender must give a yes or no answer... [Read more]
RECENT News Release: Legal Service Plans Can Benefit Homeowners Facing Foreclosure
Pre-paid legal recently had a news release that explains how their service may benefit homeowners who are in distress and facing a foreclosure. We sell the PPD Pre-Paid Legal service plan at our website https://www.prepaidlegal.com/Multisite/Multisite?site=hub&assoc=mazzara You probably want to look at the family plans unless you are a small business. You can visit the site, watch the video, and... [Read more]
Extension And Expansion Of Home Buyer Credit-4/30/2010
A Big WOW!! The credit has been expanded to include homeowners who have owned their home for the past 5 years. No longer do you need to be a first time buyer. The dollar limit is $8000 for first time buyers and $6500 for move up buyers. This GREAT news. Combine this with 50 year lows in interest rates, and you’d be crazy not to consider making a move. If you feel secure in your job,... [Read more]
Why Foreclosure Is Often Preferred By The Loan Servicer Instead Of Offering A Loan Modification
Have you ever wondered why a foreclosure occurs when a better solution might have been a modification? Would you like to read the facts and figures and see how mortgages are bundled, sold and serviced? You will soon see it is isn’t pretty, we are in the midst of a crisis, and it is likely to get worse before it gets better. That being said, you can probably guess why-it’s about the... [Read more]
Home Buyer Tax Credit Information Update
It’s now official!! The tax credit has been extended and expanded. YOU NEED TO HURRY! You now have until the end of April 2010. The following summary of the credit is provided by the National Association Of Realtors. The following two documents cover the changes in the new law. Now get out there and buy a home!! NAR FAQ: Homebuyer Tax Credit Changes NAR Issue Brief: Homebuyer Tax Credit... [Read more]
Freddie Mac Foreclosure Prevention
Are you wondering what the government has to offer as far as resources? Here are a couple of links that will hopefully help you make the right decision. There MAY be options that will help you avoid a foreclosure. http://www.freddiemac.com/avoidforeclosure/ http://www.freddiemac.com/avoidforeclosure/stop_foreclosure.html Powered By WP Footer Read More →
Postponing a MN foreclosure-New Law
MN allows a foreclosure to be postponed, but there is a tradeoff-shortening the redemption period. This may help someone who is able to get back on their feet and catch up with the back payments. Click Here Powered By WP Footer Read More →
Minnesota Real Estate Newsletter Gives Access To Great Computer & Life Tips
I maintain a number of real estate sites, blogs, and newsletters. One newsletter that provides a number of computer tips to help you function better with a computer is http://www.REcyber.com/cybertips/r11627 The site is full of cyber space tricks and great places to visit. We have link to this site on the list of MN Real Estate links, but I wanted to highlight this particular newsletter because... [Read more]
Buy A Minnesota Investment Property With Confidence
RE/MAX has put together a “how to guide” on how to buy investment property. Since knowledge is power, get the guide and brush up. It’s your money-get the information you need to become a successful Minnesota investment property investor. Powered By WP Footer Read More →
Foreclosure Secrets-Watch-Listen-Learn Webinar On Buying Foreclosures The Right Way
As a Twin Cities Realtor, I work and market homes within the area of distressed homes as well as the non distressed home marketplace. I work with a group of banks, investors and Realltors that market, sell and invest in foreclosed homes. Many people approach me to buy a foreclosure propery as either a primary residence or as an investment. I would like to make one thing perfectly clear-BUYING DISTRESSED... [Read more]
What Would You Do If You Can’t Make Your House Payment?
This question confronts millions of people-daily. Unfortunately, people often don’t know what to do, so they do nothing, until it’s too late to consider anything other than foreclosure. When is the last time you did nothing and had your problem solved miraculously by itself? It just doesn’t happen. YOU must take action. Foreclosure MIGHT be the only option. BUT, IT MIGHT NOT!!... [Read more]
National Mortgage Default Statistics
This information takes us through Q2. What it doesn’t show is the number of option arms and other “prime” type mortgag arms that are re-setting over the next years. It starts the fall of 09 and increases through 2011. The next shoe to drop will be in larger homes with “prime” loans. The solution to the problem is steady employment and job creation. See National Mortgage... [Read more]
Minnesota Foreclosure Data
Here is a report on foreclosures throughout the state of MN. This is a great report that shows foreclosure data in each of the respective counties. Click below. Powered By WP Footer Read More →
Learn the different impact between a short sale vs foreclosure
Sometimes, a short sale will be viewed more favorably during underwriting a new loan. A foreclosure will generally have a longer lasting negative affect. This short report give you some things to think about. Of course, things are always subject to change. Powered By WP Footer Read More →
Minnesota Short Sale Seller’s Guide
Do you owe more than your home is worth? Do you need to sell your home but can’t bring the cash difference to a closing. If you have a hardship, you may qualify for a short sale. Learn what happens during a short sale and see if you are a candidate. Powered By WP Footer Read More →
Minnesota Short Sale Buyer’s Guide
Are you considering buying a property that is being marketed as a short sale? If so, why not get this guide today. It it free and useful. Once you understand the process, you will know what to expect. One of the biggest problems I see in the marketplace is people not willing to get the knowledge upfront and then expecting a different outcome. Don’t let a short sale be a frustrating... [Read more]
Find out if your home has a Freddie Mac or Fannie Mae Loan
Fannie Mae Lookup http://www.loanlookup.fanniemae.com/loanlookup Freddie Mac Loan Lookup https://www.ww3.freddiemac.com/corporate Powered By WP Footer Read More →
National Foreclosure & Homeowner Resources
The Home Affordable Refinance Program http://www.MakingHomeAffordable.gov HOPE Now http://www.HopeNow.com Powered By WP Footer Read More →
Minnesota Homeowners In Foreclosure
One of the best places to get more information is at http://www.Hocmn.org Please visit their site and download their informational PDF’s explaining the foreclosure procedure in Minnesota. Powered By WP Footer Read More →
Facing Foreclosure In MN
You need to understand all your options. Make sure you visit http://www.hocmn.org and get the information you need. This link is to a non profit site that has counselors that can help. Powered By WP Footer Read More →
Minnesota Foreclosure Data
Foreclosures in Minnesota: Click Here to Read A Report Based on County Sheriff’s Sale Data Powered By WP Footer Read More →
Applying For A Mortgage Loan Modification
Many people are now facing a lot of trouble with their mortgage payments simply because of the type of loan that they signed for. Those with adjustable rate mortgages have watched their payments go up a good bit and sometimes their payments can be double the amount that they used to be. With so many people living paycheck-to-paycheck, especially in this rough economy, there is no room for increased... [Read more]
